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Great Loan Programs to Match Your Needs

Flexible Solutions Tailored to Help You Achieve Your Homeownership Goals.

First Time Home Buyer

Affordable options designed for your first home purchase.

Jumbo Loans

High-value loans for luxury homes and larger properties.

VA Loans

Exclusive benefits for veterans with no down payment required.

One-Time Close

Simplified construction-to-permanent financing in one seamless loan.

Non-QM / DSCR

Flexible financing for unique needs or investment properties.

Down Payment Assistance

Programs to help make your homeownership dream affordable.

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What our clients say about us!

Working with Armando and his team was truly seamless. As a sellers agent, Armando was the buyers lender and the communication was top notch, I never needed to ask for an update. They were all over it. Very, very impressed. Would love to work with Armando Villalobos again. His customer service is outstanding.
- Brittany G.
PEORIA
We had the pleasure of working with Bill Oliver for our recent home loan, and we couldn't be more impressed with the level of service, professionalism, and expertise he provided. From the very beginning, Bill took the time to understand our unique financial situation and worked tirelessly to find the best mortgage options for us. What stood out the most was his clear communication. He and Jamie walked us through each step of the process, explaining the details of every loan option and answering all of our questions with patience and clarity. We never once felt overwhelmed or confused, and it made the entire experience so much easier. Additionally, Bill went above and beyond to ensure a smooth and timely closing. They were proactive in handling all the paperwork and coordinating with other parties involved, ensuring there were no delays. We highly recommend Bill Oliver. He truly cares about his clients' best interests and provides top-tier service. With his help we had a stress-free home-buying experience!
- Rob C.
Kure Beach, NC
We had the best day ever! Bottom line Clear Mordern Mortgage is a great company to do business with. Tim McCoy is a very charismatic and knowledgeable lender. They are there for you through every step of the process and make purchasing a new home a stress free and enjoyable experience. They are great at working with you and take the time go the extra mile to ensure you are comfortable and satisfied with their services. Tim McCoy came to our closing at 10AM on a Friday morning, we believe he drove several hours to be there for us during this time which we were completely blown away and couldn't be happier with Tim. We highly recommend Tim and the entire Mortgage McCoy team to anyone purchasing a home in Texas and the greater Austin area.
- Missy S.
Austin, TX

Thanks so much for all your help in achieving a timely closing on the property.

- Tanya G.

I am beyond pleased and grateful for the work, time and dedication they gave me during my home buying process.

- Larry Y.

Working with LHP is just great. Every problem in my house is solved in a matter of days.

- Patty S.

Tools to help you along the way

Tools to get you informed and started on your mortgage journey.

Mortgage Calculator

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Step-By-Step Guides

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Loan Programs

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Mortgage News

Learn about current topics and trends

Checklist

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Mortgage Basics

Get the basics on the mortgage process and tips on finding the best option for you

Personal Chat

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Recent Articles

Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook

The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.

Read More
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s

Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.

Read More
Stronger Data Last Week Caused a Slight Rate Bump
Stronger Data Last Week Caused a Slight Rate Bump

Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners

Read More

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