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1

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2

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3

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Great Loan Programs to Match Your Needs

Flexible Solutions Tailored to Help You Achieve Your Homeownership Goals.

First Time Home Buyer

Affordable options designed for your first home purchase.

Jumbo Loans

High-value loans for luxury homes and larger properties.

VA Loans

Exclusive benefits for veterans with no down payment required.

One-Time Close

Simplified construction-to-permanent financing in one seamless loan.

Non-QM / DSCR

Flexible financing for unique needs or investment properties.

Down Payment Assistance

Programs to help make your homeownership dream affordable.

– See All of Our Loan Programs –

What our clients say about us!

We had the pleasure of working with Bill Oliver for our recent home loan, and we couldn't be more impressed with the level of service, professionalism, and expertise he provided. From the very beginning, Bill took the time to understand our unique financial situation and worked tirelessly to find the best mortgage options for us. What stood out the most was his clear communication. He and Jamie walked us through each step of the process, explaining the details of every loan option and answering all of our questions with patience and clarity. We never once felt overwhelmed or confused, and it made the entire experience so much easier. Additionally, Bill went above and beyond to ensure a smooth and timely closing. They were proactive in handling all the paperwork and coordinating with other parties involved, ensuring there were no delays. We highly recommend Bill Oliver. He truly cares about his clients' best interests and provides top-tier service. With his help we had a stress-free home-buying experience!
We had the best day ever! Bottom line Clear Mordern Mortgage is a great company to do business with. Tim McCoy is a very charismatic and knowledgeable lender. They are there for you through every step of the process and make purchasing a new home a stress free and enjoyable experience. They are great at working with you and take the time go the extra mile to ensure you are comfortable and satisfied with their services. Tim McCoy came to our closing at 10AM on a Friday morning, we believe he drove several hours to be there for us during this time which we were completely blown away and couldn't be happier with Tim. We highly recommend Tim and the entire Mortgage McCoy team to anyone purchasing a home in Texas and the greater Austin area.

Thanks so much for all your help in achieving a timely closing on the property.

I am beyond pleased and grateful for the work, time and dedication they gave me during my home buying process.

Working with LHP is just great. Every problem in my house is solved in a matter of days.

Tools to help you along the way

Tools to get you informed and started on your mortgage journey.

Recent Articles

Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform

On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.

Mortgage Rates Holds Steady After Weak Jobs Report
Mortgage Rates Holds Steady After Weak Jobs Report

On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.

3 Reasons Home Affordability Is Improving This Fall
3 Reasons Home Affordability Is Improving This Fall

Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.

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